What we found
- 7 states tie for the most take-home pay: Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas and Wyoming. They tax neither wages nor paychecks, so only federal income tax, Social Security and Medicare come out.
- Oregon takes the most at every salary. On $75,000 the state takes $5,587 a year (7.5% of pay) in income tax and payroll contributions.
- The gap grows with pay. Between the best and worst state it is $2,721 a year on $40K and $13,856 on $150K.
- “No income tax” is not always zero. 9 states have no income tax on wages, but Alaska and Washington still deduct state payroll contributions: Alaska ranks #9, Washington ranks #10.
Take-home pay in every state
A year's take-home pay for a single filer paid every two weeks. Sorted by $75,000; states with the same amount share a rank.
| # | State | $40K | $60K | $75K | $100K | $150K | State share on $75K |
|---|---|---|---|---|---|---|---|
| 1 | Florida | $34,320 | $50,390 | $61,592 | $79,180 | $113,791 | 0.0% |
| 1 | Nevada | $34,320 | $50,390 | $61,592 | $79,180 | $113,791 | 0.0% |
| 1 | New Hampshire | $34,320 | $50,390 | $61,592 | $79,180 | $113,791 | 0.0% |
| 1 | South Dakota | $34,320 | $50,390 | $61,592 | $79,180 | $113,791 | 0.0% |
| 1 | Tennessee | $34,320 | $50,390 | $61,592 | $79,180 | $113,791 | 0.0% |
| 1 | Texas | $34,320 | $50,390 | $61,592 | $79,180 | $113,791 | 0.0% |
| 1 | Wyoming | $34,320 | $50,390 | $61,592 | $79,180 | $113,791 | 0.0% |
| 8 | North Dakota | $34,320 | $50,390 | $61,389 | $78,489 | $112,125 | 0.3% |
| 9 | Alaska | $34,120 | $50,119 | $61,322 | $78,909 | $113,520 | 0.4% |
| 10 | Washington | $33,765 | $49,558 | $60,552 | $77,793 | $111,710 | 1.4% |
| 11 | Ohio | $34,002 | $49,515 | $60,305 | $77,198 | $110,435 | 1.7% |
| 12 | Arizona | $33,529 | $49,099 | $59,926 | $76,889 | $110,250 | 2.2% |
| 13 | Louisiana | $33,506 | $48,976 | $59,729 | $76,566 | $109,677 | 2.5% |
| 14 | South Carolina | $33,823 | $49,011 | $59,432 | $75,717 | $107,723 | 2.9% |
| 15 | Indiana | $33,170 | $48,649 | $59,409 | $76,259 | $109,396 | 2.9% |
| 16 | Iowa | $33,452 | $48,762 | $59,394 | $76,032 | $108,743 | 2.9% |
| 17 | Mississippi | $33,452 | $48,722 | $59,324 | $75,912 | $108,523 | 3.0% |
| 18 | Arkansas | $33,328 | $48,657 | $59,305 | $75,690 | $108,441 | 3.1% |
| 19 | Pennsylvania | $33,064 | $48,506 | $59,237 | $76,040 | $109,081 | 3.1% |
| 20 | New Mexico | $33,567 | $48,735 | $59,233 | $75,611 | $107,772 | 3.2% |
| 21 | North Carolina | $33,233 | $48,505 | $59,109 | $75,698 | $108,315 | 3.3% |
| 22 | Vermont | $33,414 | $48,814 | $59,103 | $75,040 | $106,178 | 3.3% |
| 23 | Kentucky | $33,038 | $48,407 | $59,085 | $75,798 | $108,659 | 3.3% |
| 24 | Nebraska | $33,380 | $48,539 | $59,060 | $75,509 | $107,846 | 3.4% |
| 25 | Missouri | $33,408 | $48,543 | $59,059 | $75,479 | $107,678 | 3.4% |
| 26 | West Virginia | $33,277 | $48,524 | $59,047 | $75,489 | $107,810 | 3.4% |
| 27 | Oklahoma | $33,066 | $48,235 | $58,763 | $75,225 | $107,587 | 3.8% |
| 28 | Idaho | $33,308 | $48,318 | $58,726 | $74,988 | $106,949 | 3.8% |
| 29 | Montana | $33,197 | $48,326 | $58,716 | $74,891 | $106,677 | 3.8% |
| 30 | Colorado | $33,092 | $48,194 | $58,671 | $75,048 | $107,240 | 3.9% |
| 31 | Michigan | $32,871 | $48,091 | $58,656 | $75,181 | $107,667 | 3.9% |
| 32 | Wisconsin | $33,236 | $48,320 | $58,649 | $74,752 | $106,482 | 3.9% |
| 33 | Georgia | $33,073 | $48,144 | $58,599 | $74,939 | $107,054 | 4.0% |
| 34 | Rhode Island | $32,997 | $48,097 | $58,572 | $74,932 | $107,168 | 4.0% |
| 35 | New Jersey | $33,300 | $48,179 | $58,490 | $74,388 | $105,604 | 4.1% |
| 36 | Utah | $33,223 | $48,143 | $58,483 | $74,730 | $107,116 | 4.2% |
| 37 | Alabama | $32,691 | $47,881 | $58,466 | $75,078 | $107,768 | 4.2% |
| 38 | Maryland | $32,784 | $47,903 | $58,394 | $74,793 | $106,749 | 4.3% |
| 39 | Kansas | $32,888 | $47,842 | $58,207 | $74,400 | $106,221 | 4.5% |
| 40 | District of Columbia | $33,086 | $47,936 | $58,164 | $73,648 | $104,010 | 4.6% |
| 41 | Virginia | $32,834 | $47,754 | $58,094 | $74,244 | $105,980 | 4.7% |
| 42 | Illinois | $32,485 | $47,565 | $58,025 | $74,375 | $106,511 | 4.8% |
| 43 | California | $33,217 | $47,970 | $57,843 | $72,825 | $102,136 | 5.0% |
| 44 | Connecticut | $32,795 | $47,540 | $57,842 | $73,930 | $105,291 | 5.0% |
| 45 | New York | $32,553 | $47,457 | $57,784 | $73,877 | $105,538 | 5.1% |
| 46 | Massachusetts | $32,356 | $47,334 | $57,717 | $73,940 | $105,821 | 5.2% |
| 47 | Minnesota | $32,822 | $47,569 | $57,686 | $73,463 | $104,189 | 5.2% |
| 48 | Delaware | $32,617 | $47,497 | $57,683 | $73,521 | $104,632 | 5.2% |
| 49 | Maine | $32,592 | $47,221 | $57,337 | $73,026 | $103,812 | 5.7% |
| 50 | Hawaii | $32,550 | $47,060 | $57,048 | $72,720 | $103,473 | 6.1% |
| 51 | Oregon | $31,599 | $45,989 | $56,006 | $71,303 | $99,935 | 7.5% |
Use this data
Free to use in articles, reports and classes under CC BY 4.0. Please credit HourWage and link to this page.
Citation
HourWage, "Take-Home Pay by State (2026)", https://hourwage.com/take-home-pay-by-state
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<a href="https://hourwage.com/take-home-pay-by-state">Take-home pay by state (2026)</a> – data from HourWage
Journalists: for a state you cover, a custom salary or filing status, write to hello@hourwage.com.
How we calculated it
- One employee, single filer, paid biweekly (26 paychecks), standard 2026 Form W-4 with no adjustments.
- Federal income tax by the IRS percentage method (IRS Publication 15-T (2026), Worksheet 1A and Annual Percentage Method tables, p. 10-12); Social Security 6.2% up to the wage base and Medicare 1.45% (+0.9% over $200,000).
- State income tax for the full year with the state's standard deduction and personal exemption, plus employee payroll contributions: disability (CA, NJ, NY, HI, RI), paid leave (WA, OR, MA, CT, CO, MN, DE, ME and others), unemployment (AK, NJ, PA), the WA Cares Fund and the Oregon transit tax.
- Not included: city and county taxes (New York City, Philadelphia, Ohio and Indiana localities and others), 401(k), health insurance and tax credits. Your paycheck can differ.
Rates checked November 3, 2026. Every rate and its official source: how we calculate. The same engine powers the paycheck calculator and its state pages.
Take-home pay by state: questions
Which state has the highest take-home pay in 2026?
7 states tie for the most take-home pay: Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas and Wyoming. They have no state income tax on wages and no state payroll contributions, so on $75,000 you keep $61,592 a year after federal income tax, Social Security and Medicare.
Which state takes the most from a paycheck?
Oregon leaves the least on $75,000: $56,006 a year, $5,587 less than the top states. It is last at every salary we studied, from $40K to $150K.
Does Washington have no state tax?
Washington has no income tax on wages, but employees pay into Paid Family & Medical Leave and the WA Cares Fund. On $75,000 that is $1,040 a year, which puts Washington at #10.
Can I use this data?
Yes. The data is free to use under CC BY 4.0: cite HourWage and link to this page. Download the CSV with all 2026 figures for every state and salary.