How New Jersey taxes your paycheck
New Jersey has a graduated income tax in 2026: rates go from 1.4% to 10.75% as taxable income rises.
New Jersey has no standard deduction.
Each taxpayer gets a personal exemption of $1,000, and each dependent $1,500.
New Jersey does not let you deduct the federal tax. Newark adds a 1% payroll tax paid by employers only.
State payroll programs
- NJ UI/WF — 0.425% of the first $44,800.
- NJ TDI — 0.19% of the first $171,100.
- NJ FLI — 0.23% of the first $171,100.
New Jersey take-home pay by salary (2026)
Single filer, paid biweekly, no 401(k) or other deductions.
| Salary | Federal tax | FICA | New Jersey tax | State programs | Biweekly take-home | Yearly take-home |
|---|---|---|---|---|---|---|
| $30,000 | $54.62 | $88.27 | $16.83 | $9.74 | $984.39 | $25,594 |
| $40,000 | $100.77 | $117.69 | $26.25 | $13.00 | $1,280.75 | $33,300 |
| $50,000 | $146.92 | $147.11 | $46.74 | $15.39 | $1,566.92 | $40,740 |
| $60,000 | $193.08 | $176.54 | $68.01 | $17.01 | $1,853.05 | $48,179 |
| $70,000 | $252.69 | $205.96 | $89.28 | $18.63 | $2,125.75 | $55,270 |
| $75,000 | $295.00 | $220.68 | $99.91 | $19.43 | $2,249.60 | $58,490 |
| $80,000 | $337.31 | $235.39 | $111.84 | $20.25 | $2,372.13 | $61,675 |
| $90,000 | $421.92 | $264.81 | $136.34 | $21.86 | $2,616.61 | $68,032 |
| $100,000 | $506.54 | $294.23 | $160.84 | $23.48 | $2,861.06 | $74,388 |
| $120,000 | $675.77 | $353.07 | $209.84 | $26.71 | $3,349.99 | $87,100 |
| $150,000 | $951.31 | $441.34 | $283.34 | $31.55 | $4,061.69 | $105,604 |
| $200,000 | $1,412.85 | $551.50 | $405.84 | $34.96 | $5,287.16 | $137,466 |
New Jersey income tax brackets (2026)
Rates apply to taxable income, after the deductions and exemptions above.
| Rate | Single | Married filing jointly |
|---|---|---|
| 1.4% | $0 – $20,000 | $0 – $20,000 |
| 1.75% | $20,000 – $35,000 | $20,000 – $50,000 |
| 3.5% | $35,000 – $40,000 | $50,000 – $70,000 |
| 5.53% | $40,000 – $75,000 | $70,000 – $80,000 |
| 6.37% | $75,000 – $500,000 | $80,000 – $150,000 |
| 8.97% | $500,000 – $1,000,000 | $150,000 – $500,000 |
| 10.75% | $1,000,000+ | $500,000 – $1,000,000 |
Sources
- Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (as of January 1, 2026)
- IRS Publication 15-T (2026), Worksheet 1A and Annual Percentage Method tables, p. 10-12
- IRS Publication 15 (2026), What's New, and section 15 (Additional Medicare Tax)
- NJ Department of Labor, 2026 rates
- NJ Department of Labor, 2026 rates
Rates checked November 3, 2026. State tax is the yearly New Jersey tax spread over your paychecks; your employer's withholding tables can differ a little. This is an estimate, not tax advice. How the federal part works: paycheck calculator.
New Jersey paycheck questions
How much is $60,000 a year after taxes in New Jersey?
For a single filer paid every two weeks, $60,000 a year in New Jersey is about $1,853.05 per paycheck, or $48,179 a year. Each check has $193.08 federal income tax, $176.54 Social Security and Medicare and $68.01 New Jersey income tax, plus $7.32 NJ UI/WF, $4.38 NJ TDI, $5.31 NJ FLI withheld, before 401(k) or health insurance.
What is the New Jersey income tax rate for 2026?
New Jersey income tax rates for 2026 range from 1.4% to 10.75%. Your rate depends on your taxable income and filing status; see the bracket table on this page.
How much is $25 an hour after taxes in New Jersey?
Full time (40 hours a week, $52,000 a year), $25 an hour in New Jersey comes to about $1,624.14 every two weeks, or $20.30 an hour after taxes, for a single filer.
What other deductions does New Jersey take from my paycheck?
NJ UI/WF: 0.425% of the first $44,800. NJ TDI: 0.19% of the first $171,100. NJ FLI: 0.23% of the first $171,100. These are employee contributions to state insurance programs, not income tax.