How Massachusetts taxes your paycheck
Massachusetts has a graduated income tax in 2026: rates go from 5% to 9% as taxable income rises.
Massachusetts has no standard deduction.
The personal exemption is $4,400 ($8,800 if married filing jointly), plus $1,000 per dependent.
The 9% rate includes the 4% surtax on income over $1,083,150.
State payroll programs
- MA PFML — 0.46% of wages up to the Social Security wage base.
Massachusetts take-home pay by salary (2026)
Single filer, paid biweekly, no 401(k) or other deductions.
| Salary | Federal tax | FICA | Massachusetts tax | State programs | Biweekly take-home | Yearly take-home |
|---|---|---|---|---|---|---|
| $30,000 | $54.62 | $88.27 | $49.23 | $5.31 | $956.42 | $24,867 |
| $40,000 | $100.77 | $117.69 | $68.46 | $7.08 | $1,244.46 | $32,356 |
| $50,000 | $146.92 | $147.11 | $87.69 | $8.85 | $1,532.51 | $39,845 |
| $60,000 | $193.08 | $176.54 | $106.92 | $10.62 | $1,820.53 | $47,334 |
| $70,000 | $252.69 | $205.96 | $126.15 | $12.38 | $2,095.13 | $54,473 |
| $75,000 | $295.00 | $220.68 | $135.77 | $13.27 | $2,219.90 | $57,717 |
| $80,000 | $337.31 | $235.39 | $145.38 | $14.15 | $2,344.69 | $60,962 |
| $90,000 | $421.92 | $264.81 | $164.62 | $15.92 | $2,594.27 | $67,451 |
| $100,000 | $506.54 | $294.23 | $183.85 | $17.69 | $2,843.84 | $73,940 |
| $120,000 | $675.77 | $353.07 | $222.31 | $21.23 | $3,343.00 | $86,918 |
| $150,000 | $951.31 | $441.34 | $280.00 | $26.54 | $4,070.04 | $105,821 |
| $200,000 | $1,412.85 | $551.50 | $376.15 | $32.64 | $5,319.17 | $138,298 |
Massachusetts income tax brackets (2026)
Rates apply to taxable income, after the deductions and exemptions above.
| Rate | Single | Married filing jointly |
|---|---|---|
| 5% | $0 – $1,083,150 | $0 – $1,083,150 |
| 9% | $1,083,150+ | $1,083,150+ |
Sources
- Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (as of January 1, 2026)
- IRS Publication 15-T (2026), Worksheet 1A and Annual Percentage Method tables, p. 10-12
- IRS Publication 15 (2026), What's New, and section 15 (Additional Medicare Tax)
- Mass.gov, PFML contribution rates 2026
Rates checked November 3, 2026. State tax is the yearly Massachusetts tax spread over your paychecks; your employer's withholding tables can differ a little. This is an estimate, not tax advice. How the federal part works: paycheck calculator.
Massachusetts paycheck questions
How much is $60,000 a year after taxes in Massachusetts?
For a single filer paid every two weeks, $60,000 a year in Massachusetts is about $1,820.53 per paycheck, or $47,334 a year. Each check has $193.08 federal income tax, $176.54 Social Security and Medicare and $106.92 Massachusetts income tax, plus $10.62 MA PFML withheld, before 401(k) or health insurance.
What is the Massachusetts income tax rate for 2026?
Massachusetts income tax rates for 2026 range from 5% to 9%. Your rate depends on your taxable income and filing status; see the bracket table on this page.
How much is $25 an hour after taxes in Massachusetts?
Full time (40 hours a week, $52,000 a year), $25 an hour in Massachusetts comes to about $1,590.11 every two weeks, or $19.88 an hour after taxes, for a single filer.
What other deductions does Massachusetts take from my paycheck?
MA PFML: 0.46% of wages up to the Social Security wage base. These are employee contributions to state insurance programs, not income tax.